Scott Ritchie

A retirement saver who started ten years ago with nothing fancy, just $100 pulled out of a checking account at the beginning of every month, would have put in $12,000 by this June. One hundred dollars, 120 times, with every dividend reinvested along the way. That  framing is useful because it strips

A $400,000 mortgage at today’s rates costs about $2,500 a month before taxes and insurance. That is more than $900,000 over 30 years. The average 30-year fixed mortgage rate is 6.48%, according to Freddie Mac's latest weekly survey released June 4. That's down from 6.53% a week earlier and well

Tesla (NASDAQ: TSLA) has spent most of the past decade splitting investors into two camps: the ones who think it's the most important company of the century, and the ones who think it's the most overpriced. Right now the bulls have the momentum. The stock has climbed more than 50% off its November 2025

From gaming GPUs to a $5.4 trillion valuation Thirty-three years ago, Nvidia started as a graphic chips builder mainly for gaming and personal computers. That origin story matters because nothing about the company's founding suggested it would become the backbone of artificial intelligence

Record balances and elevated interest rates make payoff harder than ever, but the math still favors those who act strategically. The Federal Reserve’s latest consumer credit data confirms what many households already feel: credit card debt in the United States has never been higher. Total

The trade war between the United States and China is escalating as both nations keep imposing higher tariffs. This has caused high volatility in the markets the past few days and investors are closely monitoring the developments as prolonged tensions could impact global economic stability and

Investing in index funds is a straightforward way to grow your wealth regardless of how big or small your portfolio is. Instead of trying to pick individual winners, you invest in a fund that mirrors a specific market index, like the Vanguard 500 Index Fund (VOO), which tracks the S&P 500, or the

In recent months, warnings from financial experts and institutions have highlighted risks of a potential stock market crash driven by various factors, including sector-specific bubbles and high valuations. In November, the European Central Bank (ECB) cautioned about a possible bubble in

Amazon ( NASDAQ: AMZN ) may not be the first company that comes to mind when considering AI stocks to buy. Names like NVIDIA ( NASDAQ: NVDA ), Google ( NASDAQ: GOOG ), or Taiwan Semiconductor (NYSE: TSM) often dominate the conversation. However, a closer look at Amazon’s strategic positioning

The year 2024 witnessed some interesting IPOs, like the social platform Reddit ( NYSE: RDDT ), which went public in March and is up 273% since. Another interesting IPO from 2024 is NANO Nuclear Energy ( NASDAQ: NNE ), the company that is working on reinventing nuclear energy and bringing