Stonegate Capital Partners Updates 1Q25 Report on OppFi, Inc. (OPFI)

Dallas, Texas--(Newsfile Corp. - May 8, 2025) - OppFi, Inc. (NYSE: OPFI) : Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OPFI reported revenue, adj. Net Income, and adj. EPS of $140.3M, $33.8M, and $0.38, respectively. This compares to our/consensus estimates of $141.5M/$137.7M, $23.4M/$22.5M, and $0.26/$0.25. Net revenue margin was 64.7% for the quarter, reflecting a year-over-year expansion of 1,100 bps from 1Q24. This quarter's strong performance was driven by record total revenue of $140.3M, a 10.1% y/y increase, alongside significant improvements in profitability. Net income grew by 101.3% y/y to $20.4M, while adjusted net income surged 285.1% y/y to $33.8M--both setting new quarterly records for the Company. Adjusted EPS rose to $0.38, compared to $0.10 in the prior-year period. The Company also expanded its adjusted net income margin to 24.1%, up from 6.9% in1Q24. These results highlight the benefits of OppFi's ongoing focus on algorithmic credit decisioning, operational efficiency, and disciplined expense management.

To view the full announcement, including downloadable images, bios, and more, click here.

Key Takeaways:

• Net income rose 101% y/y to a record $20.4M, while adjusted net income jumped 285% to $33.8M.
• Net revenue margin expansion of 1,100 bps year-over-year.
• Total net originations for 1Q25 rose 16% y/y to $189.2M.

Click image above to view full announcement.

About Stonegate
Stonegate Capital Partners is a leading capital markets advisory firm providing investor relations, equity research, and institutional investor outreach services for public companies. Our affiliate, Stonegate Capital Markets (member FINRA) provides a full spectrum of investment banking services for public and private companies.

Contacts:

Stonegate Capital Partners
(214) 987-4121
info@stonegateinc.com

Source: Stonegate, Inc.

To view the source version of this press release, please visit https://www.newsfilecorp.com/release/251291