Description

Founded in 2008 and based in Changchun, China, Jilin Jiutai Rural Commercial Bank Corporation Limited provides a broad spectrum of commercial banking and associated financial services. The bank caters to individuals, businesses, and small enterprises throughout China, operating its services via three distinct segments: Corporate Banking, Retail Banking, and Treasury Operations. Its comprehensive product suite encompasses various deposit options, such as savings accounts, personal notice and time deposits, corporate deposits, current accounts, and certificates of deposit. The lending portfolio is equally diverse, covering personal loans (including consumer, agriculture, and specialized 'brand class' loans) and an extensive array of corporate credit products. These corporate solutions range from general credit to specialized financing like equipment and inventory mortgage loans, land reclamation, operational real estate mortgage, and intellectual property pledge loans. Furthermore, the bank supports micro-enterprises, funds water conservancy construction projects, and facilitates inland order form financing. In addition to core banking, Jilin Jiutai Rural Commercial Bank offers guarantees, trade finance, notes discounting, and insurance products. It also provides private banking services, financing stewardship, asset financing, and finance leasing. Supplementary offerings include foreign exchange, agency, consulting, advisory, remittance, settlement, bank card services, and personal wealth management, along with convenient e-banking options and debt securities trading. As of December 31, 2021, the bank maintained a substantial network comprising 369 operational points across China. Among these, 171 were traditional outlets, including three main branches situated in Changchun, Songyuan, and Tonghua. This physical presence was further bolstered by an extensive self-service infrastructure, featuring 398 self-service outlets, 72 dedicated self-service areas, and 1,052 individual self-service facilities.