Description

Equifax Inc. is a leading provider of data analytics and human resources outsourcing services, catering to a diverse clientele that includes businesses, government agencies, and individual consumers. The company's operations are structured into three main divisions: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment specializes in verifying employment, income, criminal history, and social security numbers. It also manages payroll-based transactions, oversees employment tax administration, and offers products for identity theft protection. The U.S. Information Solutions (USIS) segment delivers a comprehensive suite of consumer and commercial data services. These encompass credit reporting, scoring, advanced credit modeling, and portfolio analytics. USIS also provides tools for locating individuals, detecting and preventing fraud, verifying identities, and offers specialized consulting. Furthermore, it serves the mortgage and financial marketing sectors, provides identity management solutions, and offers credit monitoring products. This segment is bolstered by online information platforms, decisioning technology, and services like portfolio management and mortgage reporting. The International segment extends similar information service products globally, including consumer and commercial credit and financial data, along with credit scoring and modeling. This division also supplies various credit and marketing products and services, and offers the necessary information, technology, and support for effective debt collection and recovery management. Equifax's customer base spans numerous sectors, such as financial services, mortgage, employers, general consumers, commercial enterprises, telecommunications, retail, automotive, utilities, brokerage, healthcare, and insurance. It also provides essential services to federal, state, and local governments. The company maintains an extensive global presence, with operations across North America (United States, Canada), Europe (UK, Spain, Portugal, Ireland, Russia), Latin America (Argentina, Brazil, Chile, Costa Rica, Ecuador, El Salvador, Honduras, Mexico, Paraguay, Peru, Uruguay), Asia Pacific (Australia, New Zealand, Cambodia, India, Malaysia, Singapore), and the Middle East (United Arab Emirates). Established in 1899, Equifax's corporate headquarters are located in Atlanta, Georgia.