Description

Fair Isaac Corporation (FICO) is a company that develops sophisticated analytical tools, software, and data management solutions designed to help businesses automate, enhance, and integrate their decision-making processes. These offerings serve clients across the Americas, Europe, the Middle East, Africa, and the Asia Pacific regions. The company's operations are divided into two primary segments: Software and Scores. The Software division provides pre-configured decision management solutions tailored for a range of business issues, such as marketing initiatives, account origination, customer relationship management, client engagement, fraud detection, financial crime compliance, and debt collection. This segment also delivers associated professional services. Furthermore, it offers the FICO Platform, a modular software suite built to support advanced analytical and decision-making use cases, alongside standalone analytical and decisioning software that customers can configure for their unique operational needs. The Scores segment offers both business-to-business (B2B) and business-to-consumer (B2C) solutions. Its B2B services grant clients access to powerful analytics that can be embedded directly into their transaction streams and decision workflows. For individual consumers, it provides scoring solutions through subscription offerings like myFICO.com. Fair Isaac Corporation distributes its products and services mainly through its direct sales force, various indirect channels, and online platforms. The company, which was founded in 1956 and is headquartered in Bozeman, Montana, was originally known as Fair Isaac & Company, Inc. before changing its name to Fair Isaac Corporation in July 1992.