Description

Premier Financial Corp. (PFC) operates as a financial services holding company, delivering a comprehensive suite of banking solutions through its subsidiaries. It offers customers a range of deposit options, including checking, savings, money market, and time deposit accounts such as certificates of deposit (CDs) and the Certificate of Deposit Account Registry Service (CDARS). The company also provides various investment products. PFC extends financing for diverse needs, offering residential and commercial real estate loans, commercial operating loans, construction financing, home improvement and home equity loans, and other consumer credit. Furthermore, the company maintains a diversified investment portfolio, which includes holdings in U.S. Treasury and federal government agency obligations, state and municipal bonds, agency-issued mortgage-backed securities (MBS), collateralized mortgage obligations (CMOs), and corporate debt instruments. Beyond core banking, Premier Financial Corp. provides property and casualty, life, and group health insurance agency services, alongside mezzanine funding solutions. Its digital banking platform is robust, offering mobile banking, person-to-person (P2P) payments, online bill payment, and convenient online account opening, all supported by access to the MoneyPass ATM network. The company's operations span five states: Ohio, Michigan, Indiana, Pennsylvania, and West Virginia, where it maintains a network of 75 banking centers and 12 dedicated loan offices. Established in 1920, the institution was formerly known as First Defiance Financial Corp. before officially rebranding as Premier Financial Corp. in June 2020. Its corporate headquarters are situated in Defiance, Ohio.