Description

MetLife, Inc. is a global financial services giant, offering a comprehensive suite of insurance, annuity, employee benefits, and asset management solutions. Its operations are structured into five key segments: the U.S., Asia, Latin America, Europe/Middle East/Africa, and MetLife Holdings. For individuals and groups, MetLife provides a wide array of protection products. This includes various forms of life insurance (whole, term, universal, variable, group), health-related coverages such as dental, vision, accidental death and dismemberment (AD&D), short and long-term disability (for both individuals and groups), pet insurance, and accident and health plans. They also offer prepaid legal services and administrative services-only (ASO) arrangements for employers. The company's annuity offerings span fixed, indexed-linked, and variable options, alongside a range of pension and regular savings products. Beyond individual policies, MetLife delivers sophisticated institutional and corporate solutions. These encompass guaranteed interest contracts (both general and separate account), synthetic GICs, and private floating rate funding agreements. The firm also specializes in pension risk transfers, institutional income annuities, structured settlements, and various capital markets investment products. Furthermore, it offers funding agreements for post-retirement benefits and specialized life insurance products (like corporate, bank, or trust-owned life insurance) designed to finance non-qualified benefit programs for executives. Additional offerings include longevity reinsurance, credit insurance, and long-term care protection. Established in 1863, MetLife maintains its headquarters in New York City.