Description

Unum Group is a specialist provider of financial security products, primarily serving clients in the United States, the United Kingdom, and Poland. Its operations are structured across several divisions: Unum US, Unum International, Colonial Life, and a Closed Block segment. The company's extensive offerings include group benefits such as long-term and short-term disability coverage, group life insurance, and accidental death and dismemberment policies. Beyond these, Unum furnishes a suite of supplemental and voluntary products, comprising individual disability plans, various voluntary benefits, and dental and vision coverage. It also underwrites specific protections against accidents, sickness, disability, life events, cancer, and critical illnesses. Furthermore, its services encompass group pension schemes, individual and corporate-owned life insurance, and the management of reinsurance pools. Unum's solutions are predominantly aimed at employers, designed to benefit their workforce. Distribution occurs through internal field sales personnel, external independent brokers and consultants, and an independent contractor agency sales force. Founded in 1848, Unum Group maintains its headquarters in Chattanooga, Tennessee.