Description

Arbor Realty Trust, Inc. specializes in financing various real estate sectors across the United States, including multifamily, single-family rentals, and commercial properties. The company achieves this by investing in a diverse array of structured finance products. Its operations are divided into two primary divisions: the Structured Business and the Agency Business. Within its Structured Business segment, Arbor Realty Trust primarily provides capital through bridge loans, which offer short-term financing for property acquisitions. It also engages in mezzanine financing, positioning its loans as subordinate to conventional first mortgages but senior to the borrower's equity. This segment further includes investments in junior participating interests in first mortgages, preferred and direct equity stakes, real estate-related joint ventures, notes tied to real estate assets, and various mortgage-backed securities. Additionally, it extends financing solutions for the purchase of conventional, workforce, and affordable single-family housing. The Agency Business focuses on the full lifecycle of multifamily mortgage loans, encompassing their underwriting, origination, sale, and servicing, often facilitated through conduit and commercial mortgage-backed securities (CMBS) programs. As a qualified real estate investment trust (REIT) for federal income tax purposes, Arbor Realty Trust is generally exempt from federal corporate income taxes, provided it distributes at least 90% of its taxable income to its shareholders. The company was established in 2003 and maintains its corporate headquarters in Uniondale, New York.