Description

Intact Financial Corporation operates as a prominent provider of property and casualty (P&C) insurance, catering to both individual and commercial clients across Canada, the United States, the United Kingdom, and various other international markets. For individuals, the company delivers comprehensive personal automotive coverage, extending beyond standard cars to include motorhomes, recreational vehicles, motorcycles, snowmobiles, and all-terrain vehicles. Its personal property insurance protects homes and their contents against common perils like fire, theft, vandalism, and water damage, alongside personal liability. This extends to specialized residential coverage for tenants, condominium owners, non-owner-occupied properties, and seasonal homes. Travel insurance is also part of their personal portfolio, which also includes options for home, motor, and pet protection. For businesses, Intact provides a diverse array of commercial insurance solutions. These include commercial property insurance to safeguard physical assets, and various liability coverages such as general commercial, product, professional, and cyber liability. They further offer commercial vehicle insurance, tailored for corporate fleets, garage operations, light trucks, public transport, and the evolving requirements of the sharing economy. Beyond these, the corporation supplies general insurance, specialized underwriting, and risk management advisory services. Their extensive specialty portfolio covers sectors such as accident and health, technology, ocean and inland marine, builder's risk, entertainment, and financial institutions. Additional niche offerings include specialty property, surety bonds, tuition reimbursement, management liability, and environmental insurance, alongside cyber coverage. Established in Toronto, Canada, in 1809, the company operated as ING Canada Inc. until its renaming to Intact Financial Corporation in 2009.