Description

Synchrony Financial, an established consumer financial services firm operating across the United States through its subsidiaries, delivers a comprehensive suite of credit and banking products. Its offerings include a variety of credit cards, such as private label, dual-branded, co-branded, and general-purpose options, alongside commercial credit solutions and both short- and long-term consumer installment loans. Beyond traditional lending, Synchrony provides a range of deposit products like certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, accessible directly or via third-party brokerage firms. The company further extends its services to include debt cancellation for credit card customers (available online, mobile, and direct mail), specialized payment and financing programs for healthcare (including CareCredit, Pets Best, and Walgreens brands), and tailored solutions for industries such as apparel, specialty retail, outdoor, music, and luxury. Additionally, it offers point-of-sale consumer financing for audiology products and dental services. Synchrony facilitates its credit products through strategic partnerships with a broad spectrum of entities, including national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare providers. Its deposit products are promoted via digital and print channels. Serving diverse sectors like digital, health and wellness, retail, home, auto, powersports, jewelry, and pets, Synchrony Financial was founded in 1932 and maintains its headquarters in Stamford, Connecticut.